buying a home employment verification?

Monroe Rainey: You might have some trouble getting a mortgage since you have only been a subcontractor for a few weeks. Lenders want to see 2 years previous taxes for self-employed people. Since you just started, you won't have that. They also like for a person to be in the same employment for around 2 years. If what you are doing for your brother is the same field as you had previously worked, that should help. I would suggest you call a couple of banks and/or mortgage companies and explain your situation and ask if they can help you. I have heard that they've gotten a lot stricter because of all of the foreclosures. If you have good credit then they might be willing to work with you. If they don't want to do anything right now since you've only been doing this for a few weeks then they might be able to tell you how long you need to wait for them to be able to help you....Show more

Coleman Senn: you can get him to sign a form, or write a letter verifying your emplo! yment and have it sent to the agency that's confirming employment.

Palmira Lochridge: I am getting a Usda loan also and they didn't ask me for any other than my present employer verification, have you asked your loan officer why you need past verification of employment?

Clinton Quant: The absolutely free background check sites generally provide the most basic of information, such as name, age and address. To get further information, money will have to be paid. The free searches do not provide much more than what can be found through the phone book or personal knowledge. It's impossible to get a free background check.Stay away from shady background check sites, most likely you won't get any information after you make the payment. Not to mention you won't get a report and you won't get an answer if you try to call for a refund. Stick with a reputable background check site like http://www.verifybackgrounds.org that has been around since 1999. If I remember right it! 's $19 for a full report....Show more